Workers Compensation

A policy that provides benefits to employees for any injury or contracted disease arising out of and in the course of employment. All states have laws which require such protection for workers and prescribe the length and amount of such benefits provided. Rates are fixed by the department of insurance so the insurance companies try to differentiate themselves with dividend plans and exceptional service. Dividend plans are a return of premium based on claims experience. If you have a workers compensation policy without a dividend plan you may be leaving money on the table. Call us for a quote.